Terms of Service

Last updated: May 26, 2026

1. The service

MyFi (“the service”) is operated by Midnite Systems, LLC. The service lets you connect financial accounts via Plaid and view transactions, balances, and budgets, individually or with members of a household you create.

2. Your account

You are responsible for activity that occurs under your account. Do not share your sign-in link. Notify us immediately at nic@midnitesystems.com if you suspect unauthorized use.

3. Acceptable use

4. Third-party services

MyFi uses Plaid Inc. for financial account connectivity and Supabase for data storage and authentication. Your use of these services through MyFi is also subject to their respective terms.

5. Disclaimer

The service is provided “as is.” We do not provide financial, tax, or investment advice. Always confirm sensitive financial decisions directly with your financial institution or a qualified professional.

6. Limitation of liability

To the maximum extent permitted by law, Midnite Systems, LLC is not liable for any indirect, incidental, or consequential damages arising from your use of the service.

7. Termination

You may stop using the service and request deletion of your account at any time. We may suspend or terminate accounts that violate these terms.

8. Changes

We may update these terms from time to time. Material changes will be reflected by the “Last updated” date above.

Contact

Questions: nic@midnitesystems.com.

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